GRATITUDE BEYOND WORDS
BECAUSE YOU DESERVE MORE THAN A THANK YOU
Welcome WA FOP Members
You Deserve a Hero’s Homeownership Experience
As a proud partner of the Washington Fraternal Order of Police (WA FOP), American Heroes Homes and Lending is committed to providing the trusted, personalized service you deserve. Our team understands the unique demands and sacrifices of law enforcement officers—and we’ve built a program tailored to support you, your families, and your friends every step of the way.
Whether you're looking to refinance, sell, or purchase your next home, our exclusive program provides meaningful financial benefits, a trusted network of professionals, and a level of service that honors your commitment to the job.
You Protect Washington-
Let Us Protect You on Your Homeownership Journey
We’re honored to serve the members of the WA FOP and their families. Whether you're active duty, retired, or a surviving family member, our team is here to ensure you're informed, empowered, and supported through every real estate decision.
What You Receive as a WA FOP Member
We have worked tirelessly to thoughtfully partner with organizations that will provide services and benefits that work as hard for you as you do for us. We’ve built a team that stands beside our heroes with programs designed to help you achieve your goals while saving time, stress, and money.
✅ Cash Back After Closing
Receive cash back after you close when you buy or sell a home. It’s real money in your pocket. No red tape. No restrictions. Just a thank you for your service.
✅ Exclusive Line of Duty Death Benefit
If the unthinkable happens, we’ve got your family’s back. Our lending partner's Line of Duty Death Benefit helps protect your home and your loved ones when they need it most. This free benefit provides you with a debt waiver agreement that cancels combined mortgages, up to $525,000, in the event of a line of duty death.
✅ Dedicated Support from Your Trusted Team
You’ll be partnered with real estate and lending professionals who know how to work around shift schedules, understand union dynamics, and are committed to being available when you need them.
✅ Preferred Network of Hero-Friendly Real Estate Agents
We’ve hand-selected real estate agents who share our respect for law enforcement and are trained to support your experience every step of the way.
✅ No Lender Fee Mortgage
Our exclusive lending partner waives standard lender fees to reduce your out-of-pocket expenses and keep more money in your wallet.
✅ Discounted National Home Warranty Program
Enjoy peace of mind with an exclusive home warranty discount, giving you protection for the unexpected.
✅ Rate Buy-Downs
Your Mortgage Professional will work to get you the lowest possible monthly payment for up to two years by utilizing our lending partner's rate buy-down program (if you elect to enroll and qualify)- giving you long-term savings.
✅ Loan Servicing Retention
Unlike many lenders who sell your loan after closing, our lending partner retains all LODDB loan servicing—so you’ll continue to work with the same trusted team throughout the life of your loan. This also makes refinancing a breeze, and lowers refi costs significantly when rates drop!
Here’s What to Do Next
We’re here to make your homeownership journey as smooth and rewarding as possible. Here's how to get started and what you can expect every step of the way:
Step 1: Register Below
Click the button below to fill out our hero form. Once your information is submitted, you will be connected with a member of our team. Depending on your specific needs, you will be connected with a Mortgage Professional or a Real Estate Professional (REP) in your area. Within 24 hours, they will reach out to schedule a time that works best for you- day, evening, or weekend- to talk through your goals and how our program works.
Step 2: Get Pre-Approved
Your Mortgage Professional will walk you through a simple, no-pressure pre-approval process to help you understand exactly what you can afford. They’ll review your income, credit, and goals, and give you a clear picture of your buying power.
Getting pre-approved not only strengthens your position when making an offer, but also opens the door to all of the exclusive benefits available to you through our program.
Step 3: Get Matched With Your REP
Once you're pre-approved, we’ll match you with one of our preferred hero-friendly Real Estate Professionals (REP) in your area. These agents are part of our vetted network and understand the needs of law enforcement families.
They're familiar with shift schedules, confidentiality concerns, and the importance of making every showing and negotiation count.
They’ll work closely with you (and your family and friends) to:
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Understand exactly what you're looking for in a home
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Set up personalized searches and private showings
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Guide you through offers, negotiations, and inspections
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Make sure you’re taking full advantage of all your benefits along the way
[Note: If you’re already working with a real estate agent, that’s no problem at all. We’ll coordinate with them directly to make sure you still get the full value of the program. You can give us their information below.]
Step 4: Close With Confidence
When you find your dream home, your Real Estate and Mortgage Professionals, and our title team will handle the details- keeping things on track, on time, and stress-free. Plus, after closing, you’ll reap the rewards of your Hero Advantage+ benefits, and we’ll still be here for anything you need after the keys are in your hand.
We’re With You From Start to Finish- and Beyond
At American Heroes Homes and Lending, we don’t disappear after closing. Whether it’s refinancing in the future, purchasing your next home, or helping a fellow officer get started, we’re committed to being your go-to team for life.
Already Working with a Real Estate Agent? Let Us Know!
We’re happy to work alongside your preferred real estate professional to ensure you still receive all the exclusive benefitsof the American Heroes Homes and Lending program. If you already have an agent, please provide their information below so we can include them as part of your hero team.
We’ll contact your agent directly to make sure they understand the benefits available to you through this program and how to help you take full advantage.