7 Reasons to Own a Home: The Hero Advantage+ Way

At American Heroes Homes and Lending, we believe in giving back to those who give so much. Owning a home isn’t just about having a place to call your own—it’s about building a future with stability, financial security, and the freedom to create the life you deserve. That’s why we offer an exclusive Hero Advantage+ program, a program designed to provide military members, first responders, and their families with superior homeownership benefits.

If you’re considering buying a home, here are seven powerful reasons to make the move—especially with the exclusive benefits of the American Heroes Homes and Lending Hero Advantage+ program at your side.

1. Appreciation

A Home That Grows with You

Real estate is one of the most stable long-term investments you can make. Over time, home values tend to appreciate, serving as a hedge against inflation. In fact, census data shows that the median home price rose from $172,900 in Q4 2000 to $417,700 in Q4 2023—that’s an average of over 6% appreciation per year. With Hero Advantage+ benefits exclusively available to you through American Heroes Homes and Lending, you can tap into special down payment assistance programs and low-cost financing options, making it easier than ever to start building wealth through homeownership. PLUS, you will recieve cash back after closing on your home as a thank you for your service!

2. Equity

Invest in Yourself, Not Your Landlord

Every mortgage payment you make builds equity in your home—something renting can never offer. Instead of paying a landlord, you're putting money toward your financial future. The AHHL Hero Advantage+ program gives you access to reduced lender fees and customized mortgage solutions so you can start building equity from day one.

3. Tax Benefits

Keep More of Your Hard-Earned Money

Owning a home comes with tax advantages, including potential deductions on mortgage interest, property taxes (up to $10,000 under current tax law), and some home-buying costs. We always recommend speaking with a tax professional, but with AHHL Hero Advantage+ benefits, we help make homeownership more affordable and financially rewarding.

4. Built-In Savings

A Home is Your Financial Foundation

Your home isn’t just where you live—it’s also a savings plan. When you sell your home, you can exclude up to $250,000 in capital gains ($500,000 for married couples) from federal taxes, as long as you meet certain IRS guidelines. Our Hero Advantage+ program helps maximize your savings potential with discounted closing costs and special homeownership education resources.

5. Predictability

No More Rent Hikes

Unlike rent payments that increase year after year, a fixed-rate mortgage offers stability and predictability. Your monthly housing costs remain consistent, giving you financial security in an unpredictable economy. Through the Hero Advantage+ program, we help ensure that first responders and military members can access affordable mortgage options with rates tailored to your needs.

6. Freedom

Make Your Home Truly Yours

Say goodbye to restrictive lease agreements! When you own a home, you have full control over renovations, decorations, and upgrades. Whether it’s creating a home gym, remodeling your kitchen, or adding a backyard patio, our Hero Advantage+ benefits give you the support you need to invest in a home that fits your lifestyle.

7. Stability

Build a Community, Build a Future

Owning a home allows you to plant roots, create lasting relationships, and provide educational and social stability for your family. First responders and military families often relocate for work, but when you find the right place to settle, our Hero Advantage+ benefits help make it a seamless transition with personalized homebuying guidance.

Ready to Own a Home? We’ve Got Your Six.

At American Heroes Homes and Lending, we’re dedicated to making homeownership easier and more rewarding for military members and first responders. Through our Hero Advantage+ program, we offer exclusive benefits, reduced costs, and expert guidance—all to help you find the home you deserve.

Let’s get you home. Contact us today to learn more about our Hero Advantage+ program and how we can help you achieve the dream of homeownership!